Usually not. The insurance via Onsi is primarily intended for damage to others (persons or property of others). Damage to your own belongings—such as your phone, laptop, bicycle, or clothing—is generally not covered by this insurance, unless the policy states something very specific about it. Often you need your own insurance for this (e.g., contents or out-of-home insurance).
Does the insurance also cover my own belongings (phone, clothing, etc.)?
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